Clearing and Settlement System
Swiftpass builds the aggregated payment system that integrates various payment methods(e.g. Alipay, WeChat Pay) into a single interface.
This payment system is primarily divided into two parts. The public cloud service handles online transactions. The private cloud services are deployed within institutions with clearing qualifications, responsible for reconciliation, clearing, and settlement.
The whole system is based on spring + java.
I was responsible for the clearing
and settlement
modules of the private cloud service.
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Refactor the clearing platform to support customer customization requirements through java SPI mechanism.
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Optimize the performance of the clearing system to support the timely clearing of millions of orders in a single day.
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System security reinforcement to protect customer privacy.